._1muzqa_topicTabs{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:28px;display:grid}@media (min-width:900px){._1muzqa_topicTabs{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}}._1muzqa_topicTab{border:1px solid var(--logo-grey-light);border-radius:var(--radius-button);background:var(--logo-offwhite);min-width:0;min-height:56px;color:var(--logo-navy);font:inherit;text-align:center;text-wrap:balance;overflow-wrap:break-word;-webkit-hyphens:manual;hyphens:manual;cursor:pointer;justify-content:center;align-items:center;padding:12px 14px;font-size:15px;font-weight:700;line-height:1.3;display:flex}._1muzqa_topicTab:hover{border-color:var(--logo-navy);background:var(--logo-cream)}._1muzqa_topicTab[aria-selected=true]{background:var(--logo-navy);border-color:var(--logo-navy);color:var(--logo-cream)}._1muzqa_topicTab:focus-visible,._1muzqa_topicPanel:focus-visible,._1muzqa_topicLink:focus-visible,._1muzqa_topicAsk:focus-visible,._1muzqa_topicAskQuiet:focus-visible{outline:3px solid var(--logo-navy);outline-offset:3px}@media (max-width:479px){._1muzqa_topicTab{padding:10px;font-size:14px}}@media (prefers-reduced-motion:no-preference){._1muzqa_topicTab{transition:background-color .15s,color .15s,border-color .15s}}._1muzqa_topicPanel{background:var(--logo-offwhite);border:1px solid var(--logo-grey-light);border-top:3px solid var(--logo-navy);border-radius:0 0 var(--radius-card) var(--radius-card);box-shadow:var(--sh-card);color:var(--g700);margin-top:14px;padding:24px 26px;font-size:15.5px;line-height:1.6}@media (max-width:479px){._1muzqa_topicPanel{padding:20px 18px}}._1muzqa_topicTitle{color:var(--logo-navy);margin:0;font-size:22px;font-weight:700;line-height:1.2}._1muzqa_topicDesc{max-width:70ch;margin:8px 0 0;font-size:16.5px}._1muzqa_topicServices{gap:0 28px;margin:18px 0 0;padding:0;list-style:none;display:grid}@media (min-width:768px){._1muzqa_topicServices{grid-template-columns:repeat(2,minmax(0,1fr))}}._1muzqa_topicServices li{border-top:1px solid var(--logo-grey-pale);min-width:0;padding:8px 0}._1muzqa_topicServices p{margin:2px 0 0;font-size:14.5px;line-height:1.5}._1muzqa_topicLink{min-height:32px;color:var(--logo-navy);text-decoration:underline;-webkit-text-decoration-color:var(--logo-gold);text-decoration-color:var(--logo-gold);text-underline-offset:4px;align-items:center;gap:6px;font-size:16px;font-weight:700;display:inline-flex}._1muzqa_topicLink:hover{color:var(--gold-dk)}._1muzqa_topicNote{background:var(--logo-cream);border-left:3px solid var(--logo-gold);color:var(--logo-navy);border-radius:0 8px 8px 0;margin:14px 0 0;padding:12px 14px;font-size:14.5px}._1muzqa_topicActions{flex-wrap:wrap;gap:12px;margin-top:18px;display:flex}._1muzqa_topicAsk,._1muzqa_topicAskQuiet{padding:var(--button-pad);border-radius:var(--radius-button);border:1px solid var(--logo-navy);font-size:var(--button-font);justify-content:center;align-items:center;font-weight:600;text-decoration:none;display:inline-flex}._1muzqa_topicAsk{background:var(--logo-navy);color:var(--logo-cream)}._1muzqa_topicAsk:hover{background:#113c60}._1muzqa_topicAskQuiet{color:var(--logo-navy);background:0 0}._1muzqa_topicAskQuiet:hover{background:var(--logo-cream)}._1muzqa_band{--hm-navy:var(--logo-navy);--hm-gold:var(--logo-gold);--hm-gold-text:var(--gold-dk);--hm-gold-pale:var(--gold4);--hm-cream:var(--logo-cream);--hm-white:var(--logo-offwhite);--hm-grey-light:var(--logo-grey-light);--hm-ink:var(--g700);--hm-on-navy-soft:#faf4e5db;--hm-section:var(--section-pad);--hm-gutter:16px;padding:var(--hm-section) 0;color:var(--hm-ink);font-size:16px;line-height:1.6}@media (min-width:768px){._1muzqa_band{--hm-gutter:32px}}._1muzqa_band *,._1muzqa_band :before,._1muzqa_band :after{box-sizing:border-box}._1muzqa_band h2,._1muzqa_band h3{color:var(--hm-navy);letter-spacing:-.015em;margin:0;line-height:1.18}._1muzqa_band h2{font-size:var(--type-section-title);font-weight:600}._1muzqa_band h3{font-size:19px;font-weight:700}._1muzqa_band p{margin:0}._1muzqa_band ul,._1muzqa_band ol{margin:0;padding:0;list-style:none}._1muzqa_band a{color:inherit}._1muzqa_band :focus-visible{outline:3px solid var(--hm-gold);outline-offset:2px}._1muzqa_wrap{max-width:1240px;padding:0 var(--hm-gutter);margin:0 auto}._1muzqa_eyebrow,._1muzqa_eyebrowOnNavy{letter-spacing:.18em;text-transform:uppercase;align-items:center;gap:10px;margin-bottom:12px;font-size:12px;font-weight:700;display:flex}._1muzqa_band ._1muzqa_eyebrow{color:var(--hm-gold-text)}._1muzqa_band ._1muzqa_eyebrowOnNavy{color:var(--hm-gold)}._1muzqa_eyebrow:before,._1muzqa_eyebrowOnNavy:before{content:"";background:currentColor;flex:none;width:28px;height:1px}._1muzqa_sectionHead{max-width:760px;margin-bottom:26px}._1muzqa_btnOnNavy{padding:var(--button-pad);border-radius:var(--radius-button);font:inherit;font-size:var(--button-font);cursor:pointer;background:0 0;border:1px solid #faf4e599;justify-content:center;align-items:center;gap:8px;font-weight:600;text-decoration:none;display:inline-flex}._1muzqa_band ._1muzqa_btnOnNavy{color:var(--hm-cream)}._1muzqa_band ._1muzqa_btnOnNavy:hover{border-color:var(--hm-cream);background:#faf4e514}._1muzqa_bkg{background:var(--academy-navy-band);border-bottom:2px solid var(--hm-gold)}._1muzqa_band._1muzqa_bkg{color:var(--hm-cream)}._1muzqa_band._1muzqa_bkg h2{color:var(--hm-cream);max-width:22ch}._1muzqa_bkgGrid{align-items:center;gap:24px;display:grid}@media (min-width:900px){._1muzqa_bkgGrid{grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:56px}}._1muzqa_band ._1muzqa_bkgLede{max-width:50ch;color:var(--hm-on-navy-soft);margin-top:14px;font-size:17px}._1muzqa_bkgPanel{border-radius:var(--radius-card);border:1px solid #faf4e538;padding:22px 24px}._1muzqa_band ._1muzqa_bkgPanelH{color:var(--hm-gold);letter-spacing:.16em;text-transform:uppercase;font-size:12px;font-weight:700}._1muzqa_band ._1muzqa_bkgList{grid-template-columns:1fr 1fr;gap:8px 16px;margin-top:12px;display:grid}._1muzqa_bkgList li{color:var(--hm-cream);padding-left:16px;font-size:15px;font-weight:600;position:relative}._1muzqa_bkgList li:before{content:"";background:var(--hm-gold);border-radius:50%;width:6px;height:6px;position:absolute;top:.62em;left:0}._1muzqa_band ._1muzqa_bkgNote{color:var(--hm-on-navy-soft);border-top:1px solid #faf4e52e;margin:16px 0 18px;padding-top:14px;font-size:14.5px}._1muzqa_bkgNote strong{color:var(--hm-cream)}@media (max-width:479px){._1muzqa_band ._1muzqa_bkgList{grid-template-columns:1fr}}._1muzqa_trust{background:var(--hm-cream);border-bottom:1px solid var(--hm-gold-pale)}._1muzqa_trustGrid{align-items:start;gap:26px;display:grid}@media (min-width:900px){._1muzqa_trustGrid{grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);align-items:center;gap:56px}}._1muzqa_band ._1muzqa_trustLede{max-width:58ch;margin-top:12px;font-size:17px}._1muzqa_band ._1muzqa_scopeNote{background:var(--hm-white);border-left:3px solid var(--hm-gold);color:var(--hm-navy);border-radius:0 8px 8px 0;margin-top:16px;padding:12px 14px;font-size:14.5px}._1muzqa_band ._1muzqa_trustLinks{grid-template-columns:1fr 1fr;gap:6px 20px;margin-top:16px;display:grid}._1muzqa_trustLinks a{padding:4px 0;font-size:15px;font-weight:700;text-decoration:none;display:inline-block}._1muzqa_band ._1muzqa_trustLinks a{color:var(--hm-navy)}._1muzqa_band ._1muzqa_trustLinks a:hover{color:var(--hm-gold-text);text-decoration:underline}@media (max-width:479px){._1muzqa_band ._1muzqa_trustLinks{grid-template-columns:1fr}}._1muzqa_trustFlow{background:var(--hm-white);border-top:3px solid var(--hm-gold);border-radius:0 0 var(--radius-card) var(--radius-card);padding:20px 22px;box-shadow:0 12px 28px #03203812}._1muzqa_band ._1muzqa_trustFlowCap{color:var(--hm-gold-text);letter-spacing:.16em;text-transform:uppercase;font-size:12px;font-weight:700}._1muzqa_band ._1muzqa_trustFlow ol{gap:10px;margin-top:14px;display:grid;position:relative}._1muzqa_trustFlow ol:before{content:"";background:var(--hm-gold);width:1px;position:absolute;top:14px;bottom:14px;left:13px}._1muzqa_trustFlow li{color:var(--hm-navy);align-items:center;gap:12px;font-size:15px;font-weight:600;display:flex;position:relative}._1muzqa_trustFlow li span{background:var(--hm-navy);width:28px;height:28px;color:var(--hm-cream);border-radius:50%;flex:none;justify-content:center;align-items:center;font-size:13px;font-weight:700;display:inline-flex}._1muzqa_start{background:var(--hm-white)}._1muzqa_band ._1muzqa_steps{gap:14px;display:grid}@media (min-width:700px){._1muzqa_band ._1muzqa_steps{grid-template-columns:repeat(6,minmax(0,1fr));gap:18px}._1muzqa_band ._1muzqa_steps li{grid-column:span 2}._1muzqa_band ._1muzqa_steps li:nth-child(n+4){grid-column:span 3}}@media (min-width:1100px){._1muzqa_band ._1muzqa_steps{grid-template-columns:repeat(5,minmax(0,1fr));gap:22px}._1muzqa_band ._1muzqa_steps li,._1muzqa_band ._1muzqa_steps li:nth-child(n+4){grid-column:auto}}._1muzqa_steps li{background:var(--hm-white);border:1px solid var(--hm-grey-light);border-top:3px solid var(--hm-navy);border-radius:0 0 var(--radius-card) var(--radius-card);padding:20px 22px;position:relative}@media (min-width:1100px){._1muzqa_band ._1muzqa_steps li{padding:18px}}._1muzqa_stepNum{color:var(--hm-gold-text);letter-spacing:.12em;margin-bottom:6px;font-size:13px;font-weight:800;display:block}._1muzqa_band ._1muzqa_steps h3{margin-bottom:6px}._1muzqa_band ._1muzqa_steps p{font-size:15.5px}@media (min-width:1100px){._1muzqa_steps li:not(:last-child):after{content:"→";color:var(--hm-gold-text);font-size:18px;font-weight:700;position:absolute;top:50%;right:-18px;transform:translateY(-50%)}}._1muzqa_band ._1muzqa_notice{border:1px solid var(--hm-gold);background:var(--hm-cream);color:var(--hm-navy);border-radius:8px;margin-top:18px;padding:12px 16px;font-weight:600}@media print{._1muzqa_band._1muzqa_bkg{color:#000;background:0 0;border-bottom:1px solid #000}._1muzqa_band._1muzqa_bkg h2,._1muzqa_band ._1muzqa_bkgLede,._1muzqa_bkgList li,._1muzqa_band ._1muzqa_bkgNote,._1muzqa_bkgNote strong,._1muzqa_band ._1muzqa_btnOnNavy,._1muzqa_band ._1muzqa_eyebrowOnNavy,._1muzqa_band ._1muzqa_bkgPanelH{color:#000}}