ACH Payment Authorization Policy

1. Authorization

By providing your bank account information and confirming payment, you authorize GHL Financial  Services to initiate a one-time or recurring debit entry to your account via the Automated Clearing  House (ACH) network. This authorization applies to payments for goods, services, subscriptions, or other agreed-upon charges. 

2. Payment Terms 

Payment terms, including amounts, frequency, and due dates, will be outlined in the invoice,  contract, or letter of engagement provided to you separately. This policy serves solely as a general authorization for ACH transactions. 

3. Verification Process  

To ensure account ownership and security, your bank account may be verified through:- Instant Verification via secure third-party services (e.g., Plaid), or- Microdeposits, where two small deposits are sent to your account and must be confirmed. 

4. Failed Payments  

If a payment is returned due to insufficient funds or incorrect account information, you may be subject to: - A returned payment fee of $25.00- Suspension of services until payment is resolved.

5. Privacy & Security  

Our payment processor, Stripe, securely processes and stores your banking information.  We do not store sensitive banking details on our servers. All transactions comply with applicable data protection laws and NACHA regulations.  

6. Refunds  

GHL Financial Services does not offer refunds. A $25 fee may apply in certain cases, such as payment disputes or administrative processing.  

7. Contact Us  

Corinne Shipman  

Phone: (214) 642-4732  

Email: invoices@GHLFinancial.com